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About BAZ

BAZ Staff

Sij T. Biyam
Executive Director – Institute of bankers of Zimbabwe Chief Executive officer – Bankers Association of Zimbabwe
  1. 1969-1970 Bachelor’s Degree And Graduate Certificate In Education
  2. 1970-1974 High School Teaching
  3. 1974-1978 Articles-Firm Of Chartered Accountants
  4. 1978-1980 Delta Corporation – Accountant
  5. 1980-1985 Ministry Of Finance Deputy Permanent Secretary (1982-International Monetary Fund-Washington D.C. (Attachment)
  6. 1985-1992 Tobacco Sales Floor Limited – General Manager

1993-2006 Finhold Group – Managing Director
                         Zimbabwe Banking Corporation and Syfret Corporate and Merchant Bank

 Current Board Appointments

  1. Chairman – Agricultural Bank of Zimbabwe (Agribank)
  2. Chairman – Cell Funeral Assurance Company of Zimbabwe
  3. Treasurer – Childline Zimbabwe
  4. Advisor – ZimACP-USAID
  5. Chairman Board of Trustees – Public Housing Fund
  6. Board Member – ZAMCO
Mr Sanderson Abel
Senior Economist

Sanderson Abel is a holder of a Master of Science in Economics from the University of Zimbabwe which he completed in 2002. Happily married with one girl and two boys. 

His career started when he joined Midlands State University as a lecturer shortly after completing his Master’s degree in 2002. He worked for the University for five years up to 2007. At the University he taught the following modules; Econometrics, Quantitative Methods, Economics Statistics and Investment Analysis. Besides teaching he was involved in economic research where he produced various discussion papers and journal articles. The two Journal articles ‘A review of the determinants of share prices’. Journal of Social Sciences 5(3), 188-192, 2009; Determinants of share prices in Zimbabwe, The Dyke, Volume 2.2, 2006, co-authored.  He has also written a number of articles published as discussion paper series at KwaZulu Natal University.

On leaving Midlands State University he briefly joined ZEPARU as a Research Fellow for one year in October 2007. As a research fellow he was responsible for undertaking various researches, undertaking training assignments. His research centred on savings mobilisation, real sector development and monetary developments.

In 2008, he joined the National Association of Non-Governmental Organisations as a Senior Researcher and Public Policy Officer. He rose through the ranks to become the Advocacy and membership Manager, the position he held up to the time when he left the organisation in 2011. 

On leaving NANGO he re-joined ZEPARU as a Senior Research fellow in 2012.  His duties included Undertaking empirical macro/micro economic policy research and analysis; contributing in producing regular ZEPARU publications on economic issues; participating in economic training assignments conducted by ZEPARU and producing regular publications on specific research assignments. 

In 2013 he joined the Bankers Association of Zimbabwe as a Senior Economist the position he hold to date. Some of his duties include; producing industry position papers; Development of industry data base on various economic aggregates; monitoring Economic trends and their impact on banking sector; production of monthly banking sector bulletin and production of regular publications on specific research assignments of interest to the banking industry. He is also a regular columnist for the Herald newspaper.

Clive Mphambela
Advocacy and Marketing Executive

Clive holds a BSc Honours Degree in Economics and is a full Associate of the Institute of Bankers of Zimbabwe (AIOBZ). He is also an Alumni with the ACI Institute (UK) and holds a certificate in Marketing Management with the Zimbabwe Institute of Management. Clive has also undergone extensive formal training in Credit Assessment, Derivatives and Structured Finance and Asset Liability Management. 

Clive has over 16 years of experience in various senior roles in Banking, Treasury, Asset Management, Microfinance and the business media. 

As Advocacy Executive, Clive is tasked with putting across to the private and public sectors, the thrust of the banking industry in Zimbabwe, whilst articulating the workings of the banking industry to the various stakeholder groups.

He is the key driver of the BAZ’s financial literacy and financial inclusion programmes which are being geared particularly to ensure that the unbanked segments are well informed on matters related to banking and are brought under the ambit of formal banking.

Susan Matsemwa
PA to the Chief Executive Officer

Sue has been with the Bankers Association of Zimbabwe since 2008. Prior to joining BAZ she was with OK Zimbabwe and Cellular Unique a subsidiary of Telecel Zimbabwe. She is a holder of the following qualifications: - Pitman Secretarial Diploma (City & Guilds - London), Selling & Sales Management Certificate (London Chamber of Commerce and Industries LCCI), Information Systems –Certificate (Business & Computing Examinations - BCE), Information Technology – Diploma (Business & Computing Examinations - BCE), Business Communication Certificate (Institute of Administration and Commerce – IAC), Software Engineering Diploma (School of Java – SOJ)

Edgar Muchemwa
Finance and Administration Manager

Edgar is the Finance and Administration Manager of BAZ. Previously he worked for a banking institution for seven years. He is a holder of, the Institute of Chartered Secretaries and Administrators in Zimbabwe Diploma (CIS), Executive Certificate in Treasury Management with the University of Zimbabwe and an Advanced Diploma in Management Accounting with Chartered Institute of Management Accounting (CIMA).He is an effective team player.