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Education Centre

The Benefits of Formalising your MSME Business

Is your small business operating formally or informally? What are the benefits and costs associated with formalizing your Micro or Small Enterprise? What are the challenges? These are all important questions faced by a vast majority of Micro Small and Medium Scale Enterprises (MSMEs) in the economy, which are in most part operating as informal businesses.

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Building a Sustainable SME Business

Being called a successful “business person” or “entrepreneur” is an honour that most of us cherish. It is however not easy to become a business person, let alone, a successful one. How do bankers measure the successfulness or otherwise of a small business?

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The Links Between Financial Inclusion and Financial Stability

The drive for Financial Inclusiveness (FI) has taken centre stage in developing economies particularly in the last twenty years. The G20 Nations, as well international development institutions such as the World Bank, amongst many others, are assisting the process through their various arms and programs and have endorsed FI as a global development agenda.

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The Importance of Financial Stability

It is fundamental to have a sound, stable and healthy financial system to support the efficient allocation of resources and distribution of risks across the economy. Financial instability and its effects on the economy can be very costly because of the associated contagion or spillover effects to other parts of the economy.

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The Importance of Financial Stability

It is fundamental to have a sound, stable and healthy financial system to support the efficient allocation of resources and distribution of risks across the economy. Financial instability and its effects on the economy can be very costly because of the associated contagion or spillover effects to other parts of the economy.

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How Franchising Can Benefit the SME Sector

Financing of small business is a big challenge and one of the innovative ways in which a small business can gain recognition is through pursuing a franchising model. But what is franchising and how can it benefit players in the SME Sector?

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Basic Financial Survival Strategies for MSMEs

Basic Financial Survival Strategies for MSMEs
By Clive Mphambela

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Banks and Collaterized Lending

Bank lending is evolving fairly rapidly in light of changing global and domestic financial conditions and the advent of technology which continues to revolutionize banking and financial services. Significantly, the more many aspects of bank lending are changing, the more others endure, seemingly unencumbered by both time and evolving economic, financial and technological conditions.

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Budgeting and Financial Discipline key to Personal Development

Financially, discipline is about controlling your spending and making sure you pay for the things that need to be paid. The hardest part for most people is controlling their spending. If you cannot control your spending then no matter how much money you make it will never be enough. Our wants will always be able to expend whatever income we can acquire.

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