Facebook Google plus Twitter

Education Centre

The role of Banks in the economy

Banks accept deposits and make loans and derive a profit from the difference in the interest rates paid and charged, respectively.  The process performed by banks of taking in funds from a depositor and then lending them out to a borrower is known as financial intermediation.

Read More
Understanding Bank Credit & its Importance

It is now an indisputable fact that economies are dependent on their growth and development on the provision of credit by the various financial sector players and credit associations. Corporates, individual and other players provide credit to one another with the banks lying at the centre of the system.

Read More
Understanding the concept of bank credit

In banking, Bank credit refers to the amount of funds that  individuals or businesses are able to borrow from one or more lending institutions. In effect, it is a measure of how much in the way of cash loans may be issued, based on the credit history and the assets of the companies or persons who have the capacity to borrow.

Read More
Unlocking Resources through Value Chains

A value chain consists of a series of activities that add value to a final product, beginning with the production, continuing with the processing or elaborating of the final product, and ending with the marketing and sale to the consumer or end user.

Read More
Why a stable financial system is a prerequisite

In every economy, it is fundamental to have a sound, stable and healthy financial system to support the efficient allocation of resources and distribution of risks across the economy.  Financial instability and its effects on the economy can be very costly because of the associated contagion or spillover effects to other parts of the economy.

Read More
Women Groups key in Savings Mobilization

The contribution of women to economic development is well documented. Yet there exists several barriers to the full optimization of women’s economic potential. Reasons commonly cited range from cultural, religious, traditional, and legal discrimination amongst others.

Read More
10 Easy Money Saving Tips, How To Boost Your Savings Account

Most of us are finding it incredibly difficult to save money. We have somehow resigned ourselves to the belief that somehow, for one to save money you must have a lot of income or spare cash. Whilst is generally true that one’s propensity to save increases with disposable income, it is also true that we can save money by changing a few of our hard wired bad habits. 

Read More
Equity First…. Innovative ways of raising funding for your small business

Turning an idea into a viable business requires money. But in this environment where liquidity is tight, how can you raise liquidity to fund your small business so that it grows. 

Read More
Addressing the Financial Exclusion Challenge

When was the last time you really planned your finances a few months ahead? Recently? Maybe not. The honest truth for most of us urbanites is that we rarely do, and yet for the most part, we have the privilege and access to the tools to do so. 

Read More
Choosing an Appropriate Savings Strategy

Saving money is necessary for ones financial well being. Savings come in handy on a rainy day, they provide a financial cushion for unforeseen contingencies. There is nothing worse than having an emergency in the home, be it an illness, bereavement and so on, and you have nothing to cater for the emergency.

Read More

Pages