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Education Centre

Choosing The Right Savings Products From Your Bank

Whether one is saving at the household, individual or firm level it is important to appreciate the reasons and benefits of accumulating such savings. Saving normally reflects optimization behavior by economic agents as they anticipate increased consumption in the future whilst deferring present consumption. 

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Harnessing the Informal Sector through Financial Inclusion

The rapid informalisation of the economy during the hyperinflation years as the country de industrialized and formal jobs were lost has necessitated a major transformation of how business in Zimbabwe should be done going forward.

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How to Get Maximum Value from Your Bank

The traditional Bank and customer relationship is perhaps one of the most treasured relationships by the bank. Banks take relationships with their clients so seriously to the extent that they will invest resources to create the relationship and to maintain it.

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How to Get Maximum Value from Your Bank

The traditional Bank and customer relationship is perhaps one of the most treasured relationships by the bank. Banks take relationships with their clients so seriously to the extent that they will invest resources to create the relationship and to maintain it.

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Record Keeping Basics for SMEs

How do you tell if your business is making a profit or a loss if you are not keeping any records? Most of our small business owners unfortunately perhaps take record keeping for granted, but it can make the difference between success and failure in business.

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Revenue Enhancing Measures: BAZ Perspective

1. Plugging the currency leakages

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How Savings can Boost SME businesses

In an environment where liquidity is tight, how does one raise the liquidity required to fund your small business so that it grows.  Most of the time we think of debt, borrowing from friends, family and even from the bank. Sometime SME owners even resort to expensive options. 

Using the wrong kind of financing can sometimes literally destroy a good business idea. 

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The Business Case for Promoting Youth Savings

The economic case for driving financial inclusion and financial literacy amongst citizens and the youth is receiving wide attention from stakeholders; Governments, Financial Institutions, Non Governmental development partners to name but a few.

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SMEs Must Self Mobilise for Growth

The Micro, Small and Medium Enterprise (MSME)  Sector has been identified as a key pillar of economic recovery for Zimbabwe and it is not surprising that a lot of healthy and inquisitive questions are being asked by stakeholders about this sector. 

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The Nature of Interest

“A dollar today is worth more tomorrow” is a simple quotation that fortunately one can say means exactly what it says. Money, as we have understood it in my last three articles, assumes its value today from various properties based on its roles, form and function. 

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